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CamaPlan – Safe or Risky Investment?

Read our full review on this gold company


camaplan gold ira review logo
Ranked #77 of 68


3 / 5

camaplan gold ira review logo
See our top rated Gold IRA Companies of 2023
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The best about CamaPlan
  • Excellent educational resources

  • Select your charge structure.

  • Excellent customer feedback

  • There are several account kinds available.

Ready to Protect Your Retirement Savings?
Before we get started with this review:
  • It is difficult to pick a company you can trust with your hard-earned savings. We understand this, and that is why we create useful information to give you as much knowledge as possible before you make a decision.

    To make comparing and choosing a company best suited to your needs as easy as possible, we have created a list of our highest recommended investment companies.

    >>CLICK HERE to read our list of the top gold investing companies.<<

    Look to see if CamaPlan was selected to our list this year!



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CamaPlan Review

The Complan Review is a self-directed IRA management with its headquarters in Ambler Pennsylvania. The company provides four various IRA accounts and another two spending accounts. They offer inherited IRAs.

Complan Review provides individuals with alternative investment opportunities in five important classifications in addition to this account. These alternative investment opportunities include mortgage loans, real estate, gold and other precious metals, tax lines, etc. 

Their official website is directed at educating their clients on the necessary information about the company. Keep scrolling down as we explain more about the Complan Gold IRA Review. 

camaplan gold ira review homepage

Our Rating Categories

Our Review of the Complan Gold IRA will explain the following;

1.       Product Range and Services

2.       Pricing

3.       Customer Care

4.       Company Reliability

5.       Customer Reviews

CamaPlan Review: Our Verdict #77

CamaPlan as a third-party administrator can help direct you on the path to true financial freedom and also help you make an informed choice on the type of investment plan you want to hold in your retirement account. Camaplan’s self-directed IRA services enable you, the IRA owner, to make use of your technical know-how and knowledge to make the right choice for your collection, your investments, and your future.

The following IRA account types are provided  by Camaplan for use with ErisX Crypto:

  • Traditional IRA
  • Roth IRA
  • Solo 401Ks.

Let's discuss each of them!

  • Traditional IRA

A Traditional IRA hosted by CamaPlan enables investors to benefit from the tax advantages of saving for retirement and gaining income tax write-offs throughout the collection. This is the most reliable  IRA that CamaPlan offers. Most competitors also offer this.

  • Roth IRA

The Roth IRA allows customers to contribute post-tax dollars to their retirement plan. The difference between a Traditional and Roth IRA is that Roth contributions are not tax-deductible. Roth contributions can be withdrawn tax-free after the age of 59 ½. This benefits people who want to be in a high-income tax bracket when they retire.


SEP means Simplified Employee Pension. Again, many IRA providers provide this including CamaPlan. It enables companies to match their employees’ contributions. Investors need to ask an employer about setting this up.


A SIMPLE IRA enables small and medium-sized businesses to provide retirement planning services to employees. Many emp years allow their employees to select the financial institution that will manage the plan. Choosing CamaPlan is a nice choice!

  • Inherited IRA

An Inherited IRA just as the name implies, it’s for people claiming an IRA as an inheritance from a loved one. Investors' profits from such an account still need an administrator to manage the collection and the investments within that account. 

Review of CamaPlan: Overall Rating: 3/5

CamaPlan Pros & Cons

  • Great education resources: the company provides its clients with educational material that provides them with necessary information about the company.

  • Many different account types are available; they provide a vast choice of investment plans for their clients to satisfy their demands.

  • Solid customer reviews: they have some positive customer reviews on their website.

  • Choose your fee structure; their fee is based on the investment plan you choose

  • No cryptocurrency investing options

  • No LLC or checkbook control options.

camaplan gold ira review products and services

CamaPlan Review: Key Summary

Experience Founded in 2004, Camaplan has many years of experience in the administration of investment plans.
WebsiteCamaplan operates as its website. The website is user-friendly and easy to navigate. 
Customer Service They have responsive customer service personnel who provide quick responses to any messages sent to the company's email address or direct phone calls from the customers.
Available Precious Metals OfferTheir available precious metals include gold, palladium, silver, and platinum coins. 
Physical Storage  Camaplan partners with many manufacturing companies thereby making it easy to produce metals at low prices. 
Other Investments Available real estate investments, mortgage financing, private placements, and tax liens.
Annual FeesDepending on the market value of the assets, their storage fee usually starts at $300 per year.
Trust link Rating4.7/5
Consumer Alliance RatingAAA

The Bottom Line

CamaPlan is a third-party IRA administrator company that provides customers the opportunity to make alternative assets a part of their retirement plans.

Product Range and Services

CamaPlan enables investors to make their own financial decisions and retire sooner just like any other IRA promises. The company allows clients to go beyond stocks, bonds, and mutual funds. They specialize in offering customers the knowledge provided by a company that was started by investors and for investors and also offer various precious metals properties to their clients worldwide.

Camaplan Gold IRA Services

Camaplan offers services ranging from gold IRA, silver IRA, 401 (k) rollover, traditional and Roth planning, SEP IRA planning, simple IRA planning, etc. Camaplan possesses various types of metal such as km no km CL JLA-authorised, in the Gold Austrian Philharmonic, Gold Canadian Maple Leaf, American Gold Buffalo, Gold American Eagle, Silver American Eagle, Platinum Britannia, and Palladium American Eagle.


Camaplan offers you to create value for your money and treasures. Their prices are affordable compared to those of other companies. 

Camaplan Costs / Fees

CamaPlan has a section on the company website that provides a fee list. There are factors of consideration in determining CamaPlan’s fees.

cash-only accounts don’t pay any maintenance or annual. customers only pay to maintain an account once they have purchased an asset. This enables the investor to focus and not worry about how much it costs just to be a client. This implies investors only pay for the services they consume. 

Camaplan Gold IRA Review: Storage fees rate

Transaction TypeAccount Fee
Account Set-Up Fee$50
Annual Plan Document Fee$300
Real Estate Transaction Fees$150
Other Transactions$95
Wire Transfer In/Out$10/30
International Wire Transfer$95
ACH Transfer$5
Custodial Account Check$10
Cashier's Check$40
Partial Transfer Out$75
Early Distribution$150

Minimum Investment

There is no fixed or minimum amount of investment in Camaplan. you can invest as many assets as you wish to acquire.

camaplan gold ira review customer care

Customer Care

CamaPlan opens its activities every day from 9 to 5 PM five days a week. The company provides a toll-free number their clients use in contacting them and they don't charge for basic setup information. CamaPlan charges fees based on the value of a client account or the number of assets in their account.

Camaplan Educational Material

Camaplan educates and enlightens its customers on essential market information concerning investment plans through its website.

With the aid of Cama Academy, Camaplan has expanded and diversified its knowledge. 

Company Reliability 

CamaPlan has an A+ rating with the Better Business Bureau and two principal owners who have years of experience in real estate investing. 

The CamaPlan is a good trust when it comes to opening a self-directed IRA account. 

CamaPlan is not as big as some other self-directed IRA providers and they won’t compete directly with discount brokerages like Vanguard or Charles Schwab but they provide customers with a personalized sense of service and offer them access to alternative assets at a low cost.

Camaplan Gold IRA Review: Company History and Background:

Camaplan was established in 2004 by Carl Fischer. He comes from a family of real estate developers and is the third generation of the Fischer family to be in that industry.  In the 70s he started investing while working as a rocket scientist for the l University and he has personally managed more than $20 million in real estate transactions. He is a certified IRA professional.

Maggie Polisano is the Founder of  CamaPlan. Fischer’s colleague and fellow principal owner of CamaPlan is Maggie Polisano. She is a graduate of Villanova University and also a third-generation real estate developer. She helps customers with tax avoidance strategies, real estate planning, and broader investment information. 

Customer Reviews 

According to customer reviews, CamaPlan nets 3.9 out of five stars on Google reviews. However, that’s not an ideal rating, it’s vital to note that the company’s Google profile only lists seven reviews but it's more impressive that CamaPlan has an A+ rating through the Better Business Bureau. That implies that the company knows how to deal with client complaints and can take them seriously. Retirement investors get the best service at CamaPlan. Peace of mind is assured and priceless when it comes to IRA investing. CamaPlan offers that.

Camaplan Gold  IRA Reviews: Independent 3rd Party Customer Reviews

Camaplan bags an A + Rating from the BBB (Better Business Bureau), an AAA Rating from BCA (Business Consumer Alliance), and another A + Rating from Scam Report. 

However, there are some negative reviews about the company, as predicted with any business, the positive reviews can serve as enough evidence that they are a reliable and trusted gold IRA and precious metals company.

Average star ratings
  • BBB logo

    BBB: A+

CamaPlan vs the competition
camaplan gold ira review logo

Best Customer Reviews

  • Gold, Silver, Platinum & Palladium

  • $10,000

    $5,000 non IRA

  • 80$

    80$ Annually

  • $100


  • A+

  • AAA

  • None

goldco precious metals IRA

Best for inflation protection

Visit Goldco
  • Gold & Silver IRA

  • $25,000

    $3,500 non IRA

  • $50 + $30

    $100 Admin Annually

  • $150 Segregated

    $100 Non Segregated

  • A+

  • AAA

  • Get 10% back in FREE silver

Augusta Precious metals
Augusta Precious Metals

"Best Company Reviews"

Visit Agusta
  • Gold, Silver, Platinum & Palladium

  • $50,000

    $50,000 non IRA

  • $50

    $200 Admin Annually

  • $125


  • A+

  • AAA

  • None

American Hartford Gold
American Hartford Gold

Best Gold IRA Price

Visit AHG
  • Gold & Silver IRA

  • $10,000

    $2,500 non IRA

  • $50

    $180 Admin Annually

  • Variable

  • A+

  • AA

  • Free silver worth up to $5,000 on qualifying purchases

birch gold group
Birch Gold Group

Best Customer Reviews

Visit Birch Gold
  • Gold, Silver, Platinum & Palladium

  • $10,000

    $5,000 non IRA

  • 80$

    80$ Annually

  • $100


  • A+

  • AAA

  • None

Alternatives to CamaPlan

>>CLICK HERE to read our list of the top gold investing companies.<<

If Camaplan is too “costly” for you, examine the two cheaper alternatives below:

Alternative “Augusta Precious Metals”

Augusta Precious Metals intends for customers to retire comfortably by assisting them in including material silver and gold in their retirement conservations, which enables them to modify and teeter against the unfavorable impacts of the economy upon the fluctuating price of the dollar. Augusta Precious Metals provides silver, platinum, gold, and palladium bullion packages and pre-rolled gold coins and silver coins to cater to the desires and appropriations of various species of investors.

Characteristics of the Better Business Bureau A+ Rating that compelled investors to employ their services include compliance with Business Consumer Alliance, no coercive sales tactics, price assurance on every top-quality coin, they specialize in 100% silver and gold, and a special, unrestricted one-on-one academic webinar, with customers possessing exclusive custody of their stakes.

Augusta Precious Metals promote the corporation's contributions following prevailing facts while assuring customers receive a good process and a retirement free of pressure.

Alternative “Goldco”

Goldco is a privately held business with over ten years of experience helping clients protect their retirement assets, and based in the Los Angeles area.

Whether you want to buy physical gold and silver or diversify your retirement assets into a Precious Metals IRA, a Goldco Specialist can help you get the process done quickly and easily.

Thus, whether you have an IRA, 401(k), 403(b), TSP, or other related tax-advantaged retirement accounts, Goldco Expert consultants may assist you in protecting those investments through a Precious Metals IRA.

Renowned public figures like Sean Hannity, Chuck Norris, Ben Stein, and Stew Peters all support and recommend Goldco to their customers, loved ones, and friends as a great precious metals IRA company to work with.                                   

How to invest in CamaPlan

Investing with CamaPlan as your self-directed IRA custodian is very easy. CamaPlan functions as the account administrator as required by self-directed IRA regulations. We manage record-keeping and IRS reporting, helping you to invest in a large number of asset forms except for those few that IRS regulations prohibit. We partner with you to walk through the steps to open your account and start purchasing assets.

  • Choose your account type. Options such as: Inherited IRA, Traditional IRA, Roth IRA, SEP IRA, SIMPLE IRA, Individual(k), HSA, and ESA. Your tax professional can advise you about tax-deferred accounts, capital gains tax ramifications, asset allocation, and some vital information relating to which type of IRA investment account you should choose.
  • Move funds to a self-directed IRA. You can transfer/rollover funds from an existing IRA or 401(k) account or make a cash contribution.
  • Choose assets. Option for a self-directed IRA real estate account, use your money as a mini-bank to invest in a limited liability company and buy gold or silver.
  • Create and Confirm investment terms.
  • Submit the paperwork to acquire the assets.
  • CamaPlan sends the funds to complete the transaction per your instructions and maintains all of the records for Internal Revenue Service tax purposes.
  • Some investors may consider the option of a Limited Liability Company Structured IRA (sometimes called a “checkbook control” IRA) for maximum control over their IRA purchase options. Your attorney, tax professional, and entities such as state securities regulators can provide additional education about how to use a self-directed IRA to purchase unregulated or regulated securities and other assets.
  • Benefits and gains are deposited into your FDIC-insured CamaPlan account.

Do We Recommend CamaPlan?

Ok, this trust is legit, no doubt about that, but there are some negative reviews especially since the company lacks reviews online. Still, they have some positive reviews on their website, but these positive reviews are not up to average compared to their similar companies on the most well-known and trusted consumer protection agency sites, such as Trustpilot for example.

So, will you choose  Camaplan or not? If you are deciding to invest or store in real estate or engage in any service they are offering (except precious metals), it might be worth giving them a call to find out more.

However, if you are specifically looking for gold, I would recommend you to check out our top other aforementioned lists with the gold dealers that are the best-rated ones.

Finally, Camaplan is a good option, especially if you are looking specifically to invest in any of its services that don't involve gold, as I would say there are better alternatives for that.

Our Verdict : 3/5

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$25,000 Minimum Investment

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CamaPlan's FAQs

What is the minimum investment for Camaplan Precious Metals Gold IRA?

Investors trading with CamaPlan get to decide their fee structure. They can choose fees based on the number of collections they hold in their account, or pay fees based on the value of their account. The annual fee is $275 per asset for those that choose the asset-based fee structure. Choosing to pay fees based on the value of the account means being at the mercy of a fee plan.

What type of metals should I have with my Camaplan Gold IRA?

Your choice of precious metals is up to you. You can wish to acquire gold, platinum, silver, palladium precious metals, or even copper and rhodium metals in your Camaplan Gold IRA.
CamaPlan is a reliable company, but we do not recommend them for precious metals investors.

When would I be qualified for the Camaplan Gold IRA distributions?

Currently, to qualify for the Camaplan IRA distribution, the minimum age is 59 and a half.

Is there a buyback program for Camaplan Gold IRA?

Yes. Camaplan offers you an accurate and updated rate than any custodian could give.

What storage options do I have with Camaplan?

Camaplan offers the normal storage of physical gold using a special vault for its client that want to invest in any of the following option: 

  • Traditional IRA
  • Roth IRA
  • Solo 401Ks.
Why would I need a custodian to handle precious metals in my Camaplan Gold IRA?

Qualified custodians are needed to manage the precious metal because self-directed IRAs cause investment beyond publicly traded treasures such as bonds, funds, and stocks.

Who is the custodian of Camaplan Precious Metals Gold IRA?

The custodian of Camaplan precious metals gold IRA is New Direction Trust company.

How long will it take to roll over my IRA to the Camaplan Precious metals gold IRA?

Rollover your IRA to the Camaplan precious metals gold IRA may take at least one day and at most two weeks if any issue occurs.