Hard Assets Alliance Review – Risky or Safe?
Read our full review on this gold company
The best about Hard Assets Alliance
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Competitive Prices
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Genuine Precious Metals
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No sophisticated abilities are required to purchase, sell, or even get access to their vault facilities.
Ready to Protect Your Retirement Savings?
Hard Assets AllianceBefore we get started with this review:
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It is difficult to pick a company you can trust with your hard-earned savings. We understand this, and that is why we create useful information to give you as much knowledge as possible before you make a decision.
To make comparing and choosing a company best suited to your needs as easy as possible, we have created a list of our highest recommended investment companies.
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Hard Assets Alliance Review
The Hard Assets Alliance is a company that offers Gold IRA services, which allows you to invest in physical gold bullion, coins, and bars within a tax-advantaged account.
With a Gold IRA, you can potentially protect your retirement savings from inflation and market volatility, and potentially see gains from the appreciation of gold prices over time. The Hard Assets Alliance offers a variety of IRA custodians and storage options, so you can find the one that best suits your needs.
The Hard Assets Alliance also provides other precious metal investment options, such as buying and selling physical gold, silver, platinum, and palladium. They offer competitive pricing and easy online trading, with 24/7 customer service.
Before investing in a Gold IRA or any precious metal via any company such as Hard Asset Alliance, it's important to do your research and this includes reading several hard assets alliance reviews.
Here in this Hard Assets Alliance IRA review, I will be sharing with you every piece of information that you should know about the company, as this will help to give you an idea of the company's reputation and the quality of its services.
Our Rating categories:
Our rating categories will cover the following:
- Product range and Services
- Pricing
- Customer care
- Company reliability
- Customer reviews
Hard Assets Alliance Review: Our Verdict #83
Founded in the year 2010 by Ed D'Agostino, Derek Notman, and Ryan Giffin. Hard Assets Alliance is a company that offers a Gold IRA, which is a type of individual retirement account that allows you to invest in physical gold and other precious metals.
This Gold IRA is said to be quite similar to a traditional IRA in terms of tax benefits and contribution limits, but instead of investing in stocks, bonds, and mutual funds, you invest in physical gold coins and bars. This type of investment can provide diversification and protection against inflation and economic uncertainty.
The company, Hard Assets Alliance, is among the precious metals companies that offer a convenient and secure way to sell physical precious metals and to invest in a Gold IRA. They provide a wide range of precious metal products to choose from if you want to purchase silver bars without hidden fees. This includes precious metals such as gold, silver, palladium, and platinum. They also offer storage options for their customers across multiple locations across the United States.
Review of Hard Assets Alliance: Overall Rating: 3/5
Hard Assets Alliance Pros & Cons
Benefits
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Simple Website UI: They have a very simple website user interface for those who want to buy precious metals or sell precious metals. This makes their website easy to navigate for their customers or clients.
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Diversification: Investing in gold through an IRA provides diversification to a portfolio that is heavily invested in traditional assets such as stocks and bonds. Gold has historically had a low correlation with other asset classes, which means that it can provide a hedge against market volatility.
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Physical Ownership: With HAA Gold IRA, investors have the option to take physical possession of their gold, which gives them a sense of control over their investment. Physical ownership also eliminates counterparty risk, which is the risk of default by a third party such as a bank or broker.
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Tax Benefits: Investing in gold through an IRA provides tax benefits. Contributions to a Gold IRA may be tax-deductible, and the investment grows tax-free until the investor takes distributions.
Disadvantages
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Liquidity: They are cases where there is a lack of liquidity. And as a result, selling physical gold or any other precious metal can take longer than expected and could also result in a lower return.
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Market Risk: The price of gold or any other precious metal is usually subject to market risk and the market is highly volatile.
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Storage and Insurance Fees: Physical gold requires secure storage, and this comes with storage and insurance fees. These fees can reduce the investor's returns and may add up over time.
Hard Assets Alliance Review: Key Summary
| Experience | Hard Assets Alliance was founded in the year 2010. This makes them one of the oldest companies to offer Gold IRA. |
| Website | Hard Assets Alliance website is user-friendly and comes with an easy-to-navigate user interface. |
| Client Education | Hard Assets Alliance continues to provide education to its clients regarding investment in gold and other precious metals. Some of the authors on their blog are Sean Rings, an editor from Rude Awakening, Greg Guenthner, and even Jean Rickards. |
| Customer Service | They provide top-notch customer service to their customers or clients. Providing them with various types of support, including email, office, and even customer care chat or on their website. |
| Available Precious metal offer | Aside from gold, Hard Asset Alliance also has a lot of other precious metals. And they include silver, Palladium, silver and a lot of others. |
| Physical Storage | They have private safety boxes which are available to customers or clients in the United States. Through a secure non bank vaults |
Other Investments available | Yes, Hard Assets Alliance also allows its customers to invest in gold and other precious metals. |
| Annual fees | Payment for Hard Asset Alliance is done via any of the following payment methods - Bank wire transfer, Personal check or cashier's check, Credit or debit card, and also viaACH (Automated Clearing House) transfer. |
| Trustpilot rating | 4.5/5 |
| Consumer alliance rating | Not available |
The Bottom Line
Although not that old, Hard Asset Alliance has been around for quite some time now. They are one of the best precious brokers around now and this is evident in the 2018 Bullion dealer award of the year that they won.
Product Range and Services
Hard Assets Alliance products include a wide range of precious Metals. This includes precious metals such as gold, palladium, silver, rhodium, and a lot of other precious metals.
They offer a wide range of products and services ranging from precious metals such as gold, silver, palladium, and others. These precious metals are available in the form of coins and bars.
Other services that they offer are - security and insured storage for physical precious metals in any form, an IRA account known in full as Investment Retirement Account, portfolio management, a trading platform, and even educational and research materials which will help the clients or customer to make some crucial financial decisions.
Hard Assets Alliance Gold IRA Services
Hard Assets Alliance is providing precious metals to its clients through a wide range of services including the availability of gold IRA, Silver IRA, 401 (k) Rollover, Traditional and Roth Planning, SEP IRA Planning, Simple IRA planning, etc.
Some of the precious ones that they have include - platinum coins, South African coins, Canadian maple leaf, a silver 1000 oz Bar, Gold 1000 oz bar, Gold 400 oz bar, a Platinum 1 oz Bar, a Silver 1 oz American Eagle, and a lot of other types.
Pricing
Hard Assets Alliance Gold IRA is great value for money. Their long time investing professionals provide you with a pocket-friendly investment price for gold. Their prices are quite lower than most of their rivals. An example of a product that they sell at a lower price is the 1 oz American Buffalo Gold Coin which they sell at around $2,045 as compared to most of their rivals who sell the same gold coin at $2,100+.
They allow their customers to place their orders online and also complete their purchases from anywhere in the United States.
Hard Assets Alliance Gold IRA Costs / Fees
As I had earlier mentioned, the cost of getting gold, silver, or any precious metal at Hard Asset Alliance is relatively low. And this is relative to the price of these precious metals in the market amongst their competitors.
The cost of purchasing any of the company's gold or precious metal is very fair. They do not charge you more fees than necessary. This includes the actual cost of the metal or the service that you require from them and the storage and insurance fee of the precious metal that you will be purchasing from them.
Minimum investment
The minimum investment for a Hard Asset Gold IRA is very small. According to the company, their minimum investment is $5,000.
However, the price of the minimum investment is not fixed and mostly depends on the price of the precious metal that you are getting.
Customer Care
Hard Assets Alliance Gold IRA offers customized services and education to its customers.
They have an official website where they publish content for their users. Educating them on why they should use Hard Asset Alliance to buy and store gold.
Hard Assets Alliance also has customer service which it makes available 24/7. It has various means by which customers or investors can make their complaints. This includes their official website chatbot, Facebook, Twitter, customer support email, and a lot of other social media handles.
Hard Assets Alliance Gold IRA Educational materials
Hard Assets Alliance has a lot of educational materials which it makes available for its customers as a means of providing them with education. They publish educational blog content on their official website from educated and experienced authors in the Gold and precious metal IRA industry.
They also provide real-time precious metal podcasts, precious metal prices, and a lot of other information.
Company Reliability
Hard Assets Alliance Gold IRA has been in business since the year 2010.
Thereby, having more than 13+ years of experience in the precious metals investment industry. Hard Assets Alliance is very reliable when it comes to the precious metals investment industry, especially an IRA.
They have multiple storage facilities across the United States and are internationally recognized.
Hard Assets Alliance Gold IRA Company history and background
Hard Assets Alliance is a financial company that was founded in the year 2010 by an international group of investors and financial experts, including Ed D'Agostino, Charles Cooper, and Glen O. Kirsch. The company was established to provide individuals with easy access to physical precious metals, such as gold, silver, platinum, and palladium,
The founders of Hard Assets Alliance identified the problem attached to people investing in precious metals via dealers, seeing that the people were not comfortable, they decided to provide them with a better financial institution where they can buy and store. their precious metals.
Hard Assets Alliance initially offered its services only in the United States. However, it has since expanded to serve investors in several other countries, including Canada, the United Kingdom, Australia, and New Zealand.
Customer Reviews
Hard Assets Alliance Gold IRA is op-rated by clients around the world. They have a very good rating across several rating platforms. This includes a 4.5/5 rating on the popular review website, Trustpilot. And a 97% satisfaction rate.
Hard Assets Alliance Gold IRA Independent 3rd Party Customer Reviews
Hard Assets Alliance has had only two reviews in the last 3 years on the BBB complaints section, as they do not have a BBB accreditation. They neither have a BCA profile nor a BCA complaint. Nevertheless, the company has received numerous awards for its products and services, including the 2018 Bullion Dealer of the Year award from Bullion.
However, despite this, the company still has some bad reviews as do most other companies, although its large amount of good reviews means that it is an incredible company
Average star ratings
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BBB: F
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Trustpilot: 4.4/5
Hard Assets Alliance vs the competition
Hard Assets Alliance
Best Customer Reviews
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Gold, Silver, Platinum & Palladium
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$10,000
$5,000 non IRA
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80$
80$ Annually
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$100
Annually
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A+
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AAA
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None
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Gold & Silver IRA
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$25,000
$3,500 non IRA
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$50 + $30
$100 Admin Annually
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$150 Segregated
$100 Non Segregated
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A+
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AAA
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Get 10% back in FREE silver
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Gold, Silver, Platinum & Palladium
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$50,000
$50,000 non IRA
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$50
$200 Admin Annually
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$125
Annually
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A+
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AAA
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None
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Gold & Silver IRA
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$10,000
$2,500 non IRA
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$50
$180 Admin Annually
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Variable
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A+
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AA
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Free silver worth up to $5,000 on qualifying purchases
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Gold, Silver, Platinum & Palladium
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$10,000
$5,000 non IRA
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80$
80$ Annually
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$100
Annually
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A+
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AAA
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None
Alternatives to Hard Assets Alliance
If Hard Assets Alliance Gold IRA is simply too “expensive” for you, consider the two cheaper alternatives below:
>>CLICK HERE to read our list of the top gold investing companies.<<
Alternative “Augusta Precious Metals”
The number one alternative based on our Hard Assets Alliance Gold Ira review is Augusta Precious Metals.
Augusta Precious Metals is a company that specializes in helping individuals and families protect their retirement savings by investing in gold and silver. They offer a range of gold and silver coins and bars that are IRA-eligible, and their team of experts can help customers create a customized precious metals portfolio that meets their unique financial goals. Augusta Precious Metals prides itself on providing exceptional customer service and transparency throughout the investment process, ensuring that customers have a positive experience and feel confident in their investment decisions.
Alternative “Goldco”
Established in the year 2006, Goldco is an alternative to Hard Assets Alliance Gold.
Similar to Hard Assets Alliance Gold, the company specializes in helping individuals protect and grow their retirement savings by investing in precious metals, specifically gold, and silver.
Their mission is to provide customers with a safe and reliable investment option that can serve as a hedge against inflation, market volatility, and other economic uncertainties. They are committed to providing exceptional customer service and transparency throughout the investment process, ensuring that customers have a positive experience and feel confident in their investment decisions.
How to invest in Hard Assets Alliance
The steps to investing In Hard Assets Alliance Gold IRA is a very simple process. However, the decision to invest in Hard Assets Alliance Gold IRA is not simple and involves a lot of risks. And so, you must carry out your research before investing in the Hard Assets Alliance Gold IRA.
Nevertheless, here are steps on how to invest in Hard Assets Alliance Gold IRA -
- Choose a Custodian. The custodian will be responsible for holding your gold in a secure depository and managing your account.
- Open a Self-Directed IRA. This type of IRA allows you to invest in a wider range of assets than a traditional IRA, including precious metals.
- Fund Your IRA. After opening your self-directed IRA, you'll need to fund it. You can do this by rolling over funds from an existing IRA or 401(k), or by making contributions to your IRA.
- Purchase gold or any precious metal of your choice.
- Store Your Gold: Finally, your custodian will store your gold in a secure depository. You'll receive regular statements from your custodian showing your account balance and the value of your gold holdings.
Do We Recommend Hard Assets Alliance?
Although there is no perfect gold or precious metal IRA broker, Hard Assets Alliance is one of the best brokers available that you can get a gold IRA account.
Or if you might be looking to diversify your gold or precious metal investment portfolio, then Hard Assets Alliance is the one that you should choose.
Our Verdict : 3/5
Hard Assets Alliance's FAQs
What is the minimum investment for Hard Assets Alliance Gold IRA Precious Metals Gold IRA?
The minimum investment for Hard Assets Alliance Gold IRA or any other precious metal IRA is around $5,000. However, this is all based on the gold or precious metal that you purchase.
What Type Of Metals Should I Have with my Hard Assets Alliance Gold IRA?
You can have any type of precious metal that you want alongside your Hard Assets Alliance Gold IRA.
When Would I Be Qualified For The Hard Assets Alliance Gold IRA Distributions?
You would be qualified for the Hard Assets Alliance Gold IRA distributions when you reach the age of 59 and 6 months. Although there are some exceptions to this rule. And this is because a Gold IRA is a type of Individual Retirement Account (IRA) that is subject to the same distribution rules as other types of IRAs.
Is There A Buyback Program For Hard Assets Alliance Gold IRA?
Yes, the Hard Assets Alliance offers a buyback program for gold and other precious metals held in a Gold IRA. The buyback program allows you to sell back your gold, silver, platinum, or palladium at the then-current market price.
What Storage Options Do I Have With Hard Assets Alliance Gold IRA?
The Hard Assets Alliance offers several storage options for its Gold IRA program. Some of their storage options are – Brinks Global Services USA Inc, Delaware Depository, and IDS of Delaware:
Why Would I Need A Custodian To Handle Precious Metals In My Hard Assets Alliance Gold IRA?
This is in line with the Internal Revenue Service (IRS). It requires that individual retirement accounts (IRAs), including Gold IRAs, be held by a custodian. And the custodian is responsible for holding the assets in a secure location and ensuring that the assets meet the IRS regulations for IRA.
How Long Will It Take To Rollover My IRA To The Hard Assets Alliance Gold IRAs Precious Metals Gold IRA?
The rollover process can take anywhere from a few days to several weeks. The process involves several steps, including opening a new Gold IRA account, transferring the funds from your existing IRA custodian to the new custodian, selecting the precious metals for your Gold IRA, and arranging for storage of the metals.
