RC Bullion – Is it Worth Inviesting or Not?
Read our full review on this gold company
Ranked #73 of 68
RC Bullion
3 / 5
The best about RC Bullion
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BBB and BCA top ratings
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A large assortment of IRA-friendly bullion and coins are available.
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Markups that are acceptable and fair
Ready to Protect Your Retirement Savings?
RC BullionBefore we get started with this review:
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It is difficult to pick a company you can trust with your hard-earned savings. We understand this, and that is why we create useful information to give you as much knowledge as possible before you make a decision.
To make comparing and choosing a company best suited to your needs as easy as possible, we have created a list of our highest recommended investment companies.
>>CLICK HERE to read our list of the top gold investing companies.<<
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RC Bullion Review
Los Angeles is the home of RC Bullion, which was established in 2013. It functions as a precious metals dealer and a provider of gold IRAs.
They have been in business for more than eight years. In addition to a small number of investor-friendly collector coins, the collection includes additional coins that are IRA-approved.
Coins in the catalog come in silver, gold, palladium, and platinum and Strata Trust Corporation provides custodial services.
It appears that RC Bullion leaves the customer's choice of secure storage to them and there are no product prices listed on the website.
Our Rating Categories
We will rate RC Bullion Gold IRA company services based on the following categories;
- Product range and Services
- Pricing
- Customer care
- Company reliability
- Customer Review
RC Bullion Review: Our Verdict #73
RC Bullion is a nationally recognized expert in the addition of precious metals to your individual retirement account. They specialize in turning your old IRA or 401K into precious metals.
RC Bullion also offers a large choice of physical products that are delivered safely and securely to investors' doorsteps.
With decades of combined experience, RC Bullion is made up of professionals that select bullion products that will become rare and collectible in the near future.
They also provide trending gold, silver, platinum, and palladium coins and bars in a variety of sizes.
Review of RC Bullion Overall Rating: 3/5
RC Bullion Pros & Cons
Benefits
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Excellent BBB and BCA ratings
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Wide variety of coins and bullion that is suitable for IRAs
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When investing over $25,000, there are no fees for at least the first year.
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Low minimum investment ($10,000).
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Flat depository fee
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No limit on investment.
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The coins available are identifiable and have retail investor demand.
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There are gold, silver, platinum, and palladium coins available.
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The BBB has an A+ rating.
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There are no BBB complaints
Disadvantages
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Shipping times are lengthy.
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Certain goods are often out of stock.
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There is no option for cryptocurrency investment.
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Company reviews are limited.
RC Bullion Review: Key Summary
Experience | RC Bullion has been in business for since 2013. They assist millions of customers in the United States and makes it easy for customers to store your precious metals IRA in 11 states near them. The company only has one complaint and very few customer reviews. |
Website | The company controls a user-friendly website that is easy to navigate. |
Client Education | They have provided an investment guide on the front page their website. |
Customer Service | They control a well informative and reliable customer service. |
Available Precious Metals Offer | They deal in precious metals like; Gold Coin, Silver Coin, Platinum Coin, Bullion, rare coins and foreign coins. |
Physical Storage | Delaware Depository |
Other Investments Available | They also offer: rare and collectible coins. |
Annual Fees | When you invest more than $25,000 there are no fees attached, but when it is restored you are expected to pay an annual $95 custodian charge and a $100 storage cost, regardless of account value. |
Trust link Rating | 5/5 |
Consumer Alliance Rating | AAA |
The Bottom Line
One of the most crucial choices you will make when opening a gold IRA is selecting the correct gold IRA dealer. Before and after you retire, you'll probably continue to have close contact with your gold IRA dealer. It is crucial that you choose a gold and silver IRA dealer you can rely on.
Be careful of a company's bullion prices, policies, proced
Product Range and Services
RC Bullion Gold IRA offers a wide range of precious metals and bars like:
- Rare Coins
- U.S. Coins
- Gold
- Silver
- Palladium Bullion
- Platinum Bullion
- Foreign Coins
In comparison to other precious metals dealers, the RC Bullion catalog is very modest.
Examples of IRA-approved coins are :
- Silver Canadian Maple Leaf
- American Silver Eagle
- Gold American Eagle
- Palladium Canadian Maple Leaf
- Platinum Canadian Maple Leaf
- Platinum Australian Platypus
Pricing
Fees
When you invest more than $25,000 in precious metals with RC Bullion, you will pay no fees for at least the first year. This implies that for at least the first year, RC Bullion will cover your application fee, custodian fee, and storage fee.
However, if fees are restored, you should expect to pay an annual $95 custodian charge and a $100 storage cost, regardless of account value.
Nevertheless, custodians of ETCs (Exchange Traded Commodities) for (paper) gold and silver often charge 0.5% of the account value yearly.
Therefore, owning actual precious metals in an IRA as opposed to purchasing an ETC will save you money on fees if you have more than $40,000 to invest.
Hence, larger accounts based on RC Bullion's option may continue to benefit from the free fees program after the first year has passed.
Minimum Investment
The minimum investment is $10,000.
Customer Care
- Location: Beverly Hills California
- Address: 2999 Overland Ave #219, Los Angeles, CA 90064-4255
- Phone: 844-523-7337/
- Website: www.rcbullion.com
- Email: info@rcbullion.com
- Working Hours: Monday - Friday from 6:30 AM – 4:00 PM PST. Saturday from 7:00 AM – 3:00 PM PST.
RC Bullion Gold IRA Educational Materials
RC Bullion works hard to educate the public about the advantages of investing in precious metals. They provide an investment guide on their website to assist investors and collectors to make the best investment decisions.
Company Reliability
RC Bullion is a solid gold IRA dealer that has been in business for over 8 years. RC Bullion offers some of the industry's highest-quality gold and silver bullion coins.
It offers one of the lowest investment limits, one of the fewest BBB complaints, and some of the lowest costs in the industry.
They differentiate themselves from the competitors by not charging any fees for at least the first year if you roll over at least $25,000.
Furthermore, Delaware Depository, one of the most reputable depositories, has joined with RC Bullion. Here are locations you can select from to keep your precious metals nearby:
- New York, NY
- Los Angeles, CA
- Dallas, TX
- Las Vegas, NV
- Salt Lake City, UT
- South Fargo, ND
- Nampa, ID
- Shiner, TX
- Wilmington, DE
- Bridgewater, MA
- New Castle, DE
RC Bullion Gold IRA Company History and Background
RC Bullion is a precious metals dealer that also offers Gold IRAs. The company was created in 2013 and is headquartered in Los Angeles.
Although the RC Bullion catalog is limited, it comprises coins made of gold, silver, platinum, and palladium. It is possible to hold some of the listed items in a precious metals IRA. The company's inventory also contains bars.
A knowledge area on the company’s website offers a wide selection of gold and silver investment material. There is a section dedicated to precious metal spot pricing. There is also a free Gold IRA guide for anyone interested.
Customer Reviews
How does RC Bullion fare in terms of consumer feedback?
About RC Bullion we will look at reputable consumer reporting and rating agencies, websites rated by the Better Business Bureau (BBB), the Business of Consumer Affairs (BCA), TrustLink, and Google Business Reviews to find out.
While several of RC Bullion's competitors have a large number of BBB complaints, RC has none. This means they do not take customer reviews into consideration.
Trustpilot on Oct 11, 2022, had a single review. Honestly, this is the only review on the Trustpilot website attached to RC Bullion.
The BBB on the other hand is more commonly used to complain about a poor business than to promote a good business.
RC Bullion only had one complaint in 2015, since then we have not had any further complaints. This means they are very careful and quick in resolving issues and preventing them in near future
- BBB Rating: A+
- BBB Complaints: 1 Complaint
- BCA: BB
- BCA Complaints: 0 Complaints
- TrustLink: 5.0/5 from 153 total reviews
- Trustpilot: 3.7/5
- Google: 4.2/5 5 total reviews
Average star ratings
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BBB: A+
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BCA: BB
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Trustpilot: 3.7/5
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Trustlink: 5/5
RC Bullion vs the competition
RC Bullion
Best Customer Reviews
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Gold, Silver, Platinum & Palladium
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$10,000
$5,000 non IRA
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80$
80$ Annually
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$100
Annually
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A+
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AAA
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None
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Gold & Silver IRA
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$25,000
$3,500 non IRA
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$50 + $30
$100 Admin Annually
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$150 Segregated
$100 Non Segregated
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A+
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AAA
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Get 10% back in FREE silver
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Gold, Silver, Platinum & Palladium
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$50,000
$50,000 non IRA
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$50
$200 Admin Annually
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$125
Annually
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A+
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AAA
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None
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Gold & Silver IRA
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$10,000
$2,500 non IRA
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$50
$180 Admin Annually
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Variable
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A+
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AA
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Free silver worth up to $5,000 on qualifying purchases
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Gold, Silver, Platinum & Palladium
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$10,000
$5,000 non IRA
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80$
80$ Annually
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$100
Annually
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A+
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AAA
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None
Alternatives to RC Bullion
If RC Bullion Gold IRA is not suitable for your investment goals, consider the two cheaper alternatives below:
>>CLICK HERE to read our list of the top gold investing companies.<<
Alternative “Augusta Precious Metals
Augusta Precious Metals is a well-known dealer for real silver, gold, and precious metals IRAs for retirement savings. Retirement-age customers make up the majority of the consumers who have expressed interest in it. Augusta offers more than only products and services related to precious metals.
During the duration of your account, you get complete access to our whole team of gold and silver professionals. By diversifying your portfolio, these non-paper precious metals investment options may help you reach your financial objectives.
Augusta provides:
- IRA-approved precious metals
- Direct gold and silver purchases
- Gold storage in a facility recognized by the IRS
- Lifetime assistance from experts.
It has positive reviews and a lot of 5 stars as well. See below;
- BBB: A+ rating, 4.96/5 over 150+ reviews
- Trustlink: 5 stars from 283 reviews
- BCA: AAA rating, 5 stars from 95 reviews
- Consumer Affairs: 4.9 stars from 129 reviews
- Google Reviews: 4.9 stars from 290 review
Alternative: Goldco
Based in the Los Angeles region, Goldco is a privately held company with more than a decade of experience assisting clients in protecting their retirement funds.
A Goldco Professional can assist you with the process of buying actual gold and silver as well as with diversifying your retirement investments into a Precious Metals IRA.
Hence, Goldco Expert consultants may help you preserve your investments with a Precious Metals IRA, regardless of whether you have an IRA, 401(k), 403(b), TSP, or other relevant tax-advantaged retirement plan.
- Trustpilot, 974 reviews with a rating of 4.8/5
- ConsumerAffairs, 1,154 reviews, 4.8/5
- BBB Rating: A+; BCA Rating: AAA
- Google: 4.9/5 based on 1,204 reviews
Famous public personalities like Sean Hannity, Chuck Norris, Ben Stein, and Stew Peters all promote and advocate Goldco as an excellent precious metals IRA company to deal with to their clients, family members, and friends.
How to invest in RC Bullion
To invest in RC Bullion follow the simple process:
- Enter the website
- Navigate to “How to open a gold ira account”.
- Click on Open Account.
- Select IRA Application.
Follow the instructions and provide the necessary information.
Do We Recommend RC Bullion?
As seen in the customer reviews as mentioned earlier, it is up to you to decide whether or not to invest with RC Bullion. In the light of Gold IRA, we commend RC Bullion for they are a reputable IRA company that has been in business for at least 9 years.
Based on the Trustlink ratings we find RC Bullion a trustworthy and reliable gold company. Despite its scanty reviews by customers they are very keen on their services and offer the best flat rate you can get.
Our Verdict : 3/5
RC Bullion's FAQs
What is the minimum investment for RC Bullion Gold IRA Precious Metals Gold IRA?
The minimum investment is $10,000.
What type of metals should I have with my RC Bullion Gold IRA?
There are gold, silver, platinum, and palladium coins available
When would I be qualified for the RC Bullion Gold IRA distributions?
A “normal” distribution is defined as any distribution produced after the age of 59 1/2. However, Custodian fees, taxes, and a 10% early withdrawal penalty apply to early withdrawals.
Is there a buyback program for RC Bullion Gold IRA?
Yes, gold buyback IRAs are self-directed.
What storage options do I have with RC Bullion Gold IRA?
Delaware Depository
Why would I need a custodian to handle precious metals in my RC Bullion Gold IRA?
Since self-directed IRAs allow for investment outside of publicly traded securities like bonds, ETFs, and equities, specialized custodians are needed to manage the precious metal.
Who is the custodian of RC Bullion Gold IRA Precious Metals Gold IRA?
Strata Trust Company offers custodial services to RC Bullion
How long will it take to rollover my IRA to the RC Bullion Gold IRAs Precious metals Gold IRA?
In a rollover, your existing IRA may take 60 days.