Skip To Content

The owners of this website may be paid to recommend Goldco and other gold IRA companies. The content on this website, including any positive reviews of Goldco and other reviews, may not be neutral or independent. Learn More

At, we take transparency seriously.

To that end, you should know that many advertisers pay us a referral fee if you purchase products after clicking links on our website.

The following companies are our partners in Gold IRAs: GoldCo, August Precious Metals, Regal Assets, Noble Gold and Birch Gold Group

We sometimes offer premium or additional placements on our website and in our marketing materials to our advertising partners. Partners may influence their position on our website, including the order in which they appear on the page.

For example, when company ranking is subjective (meaning two companies are very close) our advertising partners may be ranked higher. If you have any specific questions while considering which product or service you may buy, feel free to reach out to us anytime.

If you choose to click on the links on our site, we may receive compensation. If you don’t click the links on our site or use the phone numbers listed on our site we will not be compensated. Ultimately the choice is yours. The analyses and opinions on our site are our own and our editors and staff writers are instructed to maintain editorial integrity.

Our brand,, stands for accuracy and helpful information. To find out more about how we make money and our ranking process, click here.

Money Metals Exchange Review – Is it safe to invest?

Read our full review on this gold company


Ranked #8 of 68

Money Metals Exchange

3 / 5

See our top rated Gold IRA Companies of 2023
Ready to Protect Your Retirement Savings?
The best about Money Metals Exchange
  • Privacy: The company never sells your data.

  • Money Metals Exchange is the easiest way to buy gold and silver

  • The exchange offers multi-gram, silver, and gold portfolios for bullion beginners

  • Live Money Metals Exchange prices

Ready to Protect Your Retirement Savings?
Money Metals Exchange
Before we get started with this review:
  • Choosing a business you can rely on with your precious savings is challenging. We are aware of this, which is why we produce informative content to provide you with as much knowledge as possible before making a choice.

    We have compiled a list of our top-rated investing firms so that comparing and selecting one that best meets your needs will be as simple as possible.

    >>CLICK HERE to read our list of the top gold investing companies.<<

    Look to see if Money Metals Exchange was selected to our list this year!



Get a FREE Gold Investing Packet from our #1 recommendation:
  • Protect Your Wealth & Get Huge Tax Savings!

Money Metals Exchange Review

Money Metals Exchange is a nationwide bullion merchant that allows clients to purchase, trade and possess interest-level metals. Customers can earn their investments utilizing money or different kinds of expenditure, constituting checks, electronic funds transfers, wire transfers, cryptocurrencies like Bitcoin, and debit/credit cards.

The corporation is a great company that delivers a vast choice of silver and gold bullion like the European gold bullion, JM bullion and more when you place a purchase order. All their products are accessible at competitive rates for instant delivery through their depository accounts. They can equally mail your purchased physical metal to the post office or to a USPS GPS confirmed location. Remember to follow shipping instructions and to provide a USPS signature. Better still, you don't have to worry about payment method restrictions. So, you won't have any payment issues. Also, it shows small dividends for all rounds, bars and coins it trades.

In addition to marketing material bullion properties for clients around the U.S, Money Metals Exchange manages as their online retail unit directed at empowering investors with explicit admission to material bullion at the smallest possible rate employing demand-based pricing. Keep reading as we provide you with money metals exchange review 2023 and its amazing offers.

Our review of the money metals exchange will cover the following;

1.       Product Range and Services

2.       Pricing

3.       Customer Care

4.       Company Reliability

5.       Customer Reviews

Money Metals Exchange Review: Our Verdict #7

Money Metals Exchange is an online bullion broker that gives customers the opportunity to trade precious metals like, palladium eagles, silver, gold, platinum, and copper. Its metal commodities appear in several forms, including rounds, coins, and bars (depending on the kind). The bonuses they offer make the company an investor’s beloved bullion outlet for Gold IRA services and direct storage options.

It is a recognized BBB (Better Business Bureau) enterprise. Investopedia appointed it as 2020’s Best Precious Metals broker in the United States. The corporation acknowledges customer secrecy as extremely particular and uses improved SSL technology to encrypt confidential information. Money Metals Exchange will not trade or supply your data and you can request a full refund if you're unsatisfied.

Money Metals Exchange conserves and maintains investors’ precious metals in their guaranteed IRA-authorized Money Metals exchange safe and depository establishments with UL grade 3 vaults for customers wanting a location to preserve their precious metals outside their dwellings.

They similarly possess a custodian alliance with New Direction Trust Company that enables clients to reserve their precious metals in any of the under-listed depositories;

  • Delaware Depository.
  • International Depository Services Group
  • Dakota Depository.
  • CNT Depository.
  • Loomis International.

All funds in the hold at the depository are completely covered by Money Metals Exchange’s Lloyds of London insurance policy to safeguard your investment in any unpredictable occurrences.

The depository expenses are charged quarterly, and the cumulative yearly percentage relies on the price of your possession. For purchasing at prices over $3 million, communicate directly with Money Metals Exchange.

Review Of Money Metals Exchange: Overall Rating: 3/5

Money Metals Exchange Pros & Cons

  • A fairly understandable website. Everything on the website is quite precise and well-positioned. It’s effortless to discover the essential information you need, including tracking information without going all over the website.

  • Their service is safe and secure. Money metals protect every purchase of its clients. Their website utilizes DigiCert SSL encryption to safeguard clients’ information while logging in.

  • They provide prior packaged portfolios and live pricing. Premade portfolios stand as an outstanding alternative for individuals young to bullion investing. The corporation provides premade gold, multigram, and silver precious metals portfolios.

  • Pricing is done in real-time. Money metals exchange offers essential pricing information significant to demand players who purchase through their company website. You can as well create price signals for your use on their website.

  • Cutting-edge depository. Clients can purchase, export and reserve their purchases in a secure depository account.

  • They employ the use of live chat. The live chat element on their website compels anyone to reach their customer assistance team for any inquiries promptly on business days.

  • Abundant reserves for educational materials. On their website, you are open to free educational materials, real-time and chronological precious metal prices, precious metals podcasts, and infographics.

  • Guarantee against fake/counterfeit coins.

  • Money metals exchange's prices Additional transaction cost. You will pay an extra 4% transaction fee with your credit card. PayPal also draws in an added fee.

  • Their customer support is limited. The cooperation needs 24/7 support as their representatives are available only on weekdays.

  • Certain payment method restrictions hinge on your method of payment. There is usually a limit to the minimum and maximum amount you can pay, banking on your payment method.

Money Metals Exchange Review: Key Summary

Experience Founded in 2010, Money Metals Exchange has over a decade of experience in the precious metals industry.
WebsiteMoney Metals Exchange presents a website that is user-friendly and easy to navigate. You can access their website by clicking here.
Client Education They provide various educational resources, covering infographics, precious metals podcasts, live precious metals prices, etc. Click here to access their educational resources.
Customer Service They have responsive customer service representatives who are up to their task, providing swift responses to your complaints.
Available Precious Metals OfferTheir available precious metals include gold, palladium, silver and platinum coins. 
Physical Storage  Money Metals Exchange partners with New Direction Trust Company, thereby giving their clients access to store their precious metals with Delaware Depository, International Depository Services Group, Dakota Depository, CNT Depository or Loomis International.
Other Investments Available They also have premade portfolios, rhodium, and copper available in their catalogue for investments.
Annual FeesDepending on the market value of the assets, their storage fee usually starts at $96 per year.

The Bottom Line

Money Metals Exchange trades a large expanse of precious metals and offers its customers direct storage alternatives. They also provide premade portfolios for new clients to help them make swift decisions about their physical metal investments.

However, restrictions on the payment category and processing fees can influence the checkout system. During weekends, they need more availability of customer service.

Product Range and Services

Money Metals Exchange provides a huge expanse of precious metals available for investment. They are a great assistance precious metals investment corporation with headquarters in Eagle, Idaho. The corporation also aids clients in creating a precious metal Individual Retirement Account (IRA). The Money Metals Exchange index is enormous, delivering many precious metals properties.

Available precious metals in their catalog include gold, palladium, platinum, and silver bars and coins. Yet, on their website, some outlined products are tagged ‘Out of Stock.’ Although their gold rates are relatively acceptable, they demand more silver than the actual market rate.

The corporation's index also includes copper and rhodium for any investor interested. Money Metals Exchange also provides premade portfolios to ease the deliberation on the specific metals to purchase. They are adequately fitted for novices who wish to commence their precious metals involvement on the right path.

Money Metals Exchange Services

Money Metals Exchange provides services ranging from gold IRA, silver IRA, 401 (k) rollover, traditional and Roth planning, SEP IRA planning, simple IRA planning etc. Money Metals Exchange possesses an enormous stock of palladium, gold, silver, and platinum precious metals. They also possess copper and rhodium elements in their catalog.

Several accessible bars and coins in their inventory are IRA-authorized, comprising the Gold Austrian Philharmonic, Gold Canadian Maple Leaf, American Gold Buffalo, Gold Australian Kangaroo, Gold American Eagle, Silver American Eagle, Platinum Australian Kangaroo, Platinum Britannia, and Palladium American Eagle.


Money Metals Exchange gives you great value for your money. However, their prices are slightly higher than those of other business rivals. The favorable aspect of their services is that their buyback rates and direct storage options are among the best in the industry if you wish to trade.

In May 2020, the price of American Eagle coin on the Money Metals Exchange was more than the provided price rate at their competitor — JM Bullion and a few others. Regardless, they varied from $4 to $25. Also, payments through credit cards or PayPal added a processing fee of 4%.

Money Metals Exchange Costs / Fees

For gold price rates and buyback prices, Money Metals Exchange is extremely competitive. In July 2022, the corporation's 1-ounce gold bullion bars were recorded at merely $62 above the daily spot price. Record-wise, this is a great bargain and one of the best prices as several American brokers propose gold bars at 5% above spot or greater, which would amount to at least $85 payment according to current rates.

Still, the exact transaction fees and payment isn't plausible for silver. Money Metals Exchange proposes 1-ounce silver bullion properties at $5.50 above spot rates, which is 35% more than the current market price. That is approximately above or below what their business rivals offer, as several American companies record their silver bullion around 30% more than spot rates.

Going further, we'll show you a brief table of the storage fee rates and buy prices for Money Metals Exchange.

Review Money Metals Exchange: Storage fees rate

Holding ValueYearly Charges
Minimum to $15,999$96
$16,000 to $99,9990.59%
$100,000 to $999,9990.49%
$1000,000 to $2,999,9990.39%

Note: If the holding value exceeds $3,000,000, you must contact the Money Metals Exchange customer representative directly.

Minimum Investment

The least amount of gold you can acquire as a private investor is one (1) gram. However, due to the sales of gold bars in troy ounces, the fund allocated for your investment and the broker's bargain payment fees and bonuses will specify the least proportion you can pay for. 

Still, if you wish to infuse a huge amount of cash into your investment, you can do that within the stipulated threshold. It is possible because brokers disintegrate the orders into lesser quantities known as "lots" for convenience, like possessing two or more orders at a time.

Customer Care

Money Metals Exchange delivers customized service and client education. You can also contact their customer service agents via the phone number, live chat, and email address, but you can get limited support over the weekends. Their service representatives are duly responsive and attentive to your complaints. They assist by guiding you through the whole procedure — from financing your account to metals rates and holdings and any other thing between those processes.

You can reach them through their phone number at 1-800-800-1865 during their business hours. You can also reach them through their address at Money Metals Exchange, PO Box 2599, Eagle, ID 83616.

Money Metals Exchange Educational Materials

Money Metals Exchanges concentrates on enlightening their clients and resolving their problems by delivering important market information and podcasts for perceptive investors heeding the precious metals markets. On their website, you are open to free educational materials, real-time and chronological precious metal prices, order confirmation, precious metals podcasts, and infographics.

Company Reliability 

Money Metals Exchange was established in 2010 with over a decade's experience in the industry. Concerning their security, Money Metals’ vaults are one of the safest, and all their products are safeguarded with Lloyds of London. Money Metals precious metal brokers provide benefits beyond barely acquiring and trading precious metals.

They offer additional services of storage and loan benefits. Their additional services enable their customers to cut down market losses by possessing various alternatives when determining how to regulate their monetary investments in a timely manner. Customers purchasing precious metals in larger quantities can decide to buy any available precious metals the corporation transacts in, or they can as well trade their existing metal possessions.

Another instance where they proved their reliability is when they won the Bullion Directory's influential Bullion Dealer of the Year Award in 2015. And since then, they have stayed as one of the best precious metals dealers in the United States.

Money Metals Exchange Review: Company History and Background

Stefan Gleason founded Money Metals Exchange in 2010. Stefan ventured into the industry with a colleague who publicized a federal newsletter on individual personal dependency and other investment techniques in the last year.

Stefan discovered that the populace was more apprehensive about government debt, inflation, and economic upheaval and attempted to procure a means for individuals to safeguard their wealth using personal wealth.

The target clients Stefan had in mind for his corporation were those investors that wished to modify into physical assets and prevent a “dollar-centric” portfolio excessively dependent on government activities. Stefan also strived to deliver alternatives for individuals who needed more authority over their monetary operations.

Customer Reviews 

According to our findings from real customer reviews, compared to other companies, clients highly rate Money Metals Exchange for its amazing offers. On the Yelp review site, the corporation presently has 957 reviews. From those reviews, most clients appear satisfied with their transactions and revealed satisfaction by granting the corporation high scores on the review site.

Clients also give a favorable response to the corporation's customer service representatives. The clients refer to them as a reputable company with qualified and receptive staff. Still, there are criticisms and some negative reviews about the absence of customer service assistance at the weekends and the holdups during shipping.

Money Metals Exchange Reviews: Independent 3rd Party Customer Reviews

Money Metals Exchange bags an A + Rating from the BBB (Better Business Bureau), an AAA Rating from BCA (Business Consumer Alliance), and another A + Rating from Scam Report. Also, as of July 7th, 2022, their Facebook platform has a 4.6/5-star rating from the impression of 194 persons.

Although there are some unfavorable reviews about the corporation, as predicted with any industry, the favorable reviews can serve as reasonable evidence that they are a reputable and trusted gold IRA and precious metals corporation.

Average star ratings
  • BBB logo

    BBB: A+

  • BCA

    BCA: CC

  • Scam Report: A+

Money Metals Exchange vs the competition
Money Metals Exchange

Best Customer Reviews

  • Gold, Silver, Platinum & Palladium

  • $10,000

    $5,000 non IRA

  • 80$

    80$ Annually

  • $100


  • A+

  • AAA

  • None

goldco precious metals IRA

Best for inflation protection

Visit Goldco
  • Gold & Silver IRA

  • $25,000

    $3,500 non IRA

  • $50 + $30

    $100 Admin Annually

  • $150 Segregated

    $100 Non Segregated

  • A+

  • AAA

  • Get 10% back in FREE silver

Augusta Precious metals
Augusta Precious Metals

"Best Company Reviews"

Visit Agusta
  • Gold, Silver, Platinum & Palladium

  • $50,000

    $50,000 non IRA

  • $50

    $200 Admin Annually

  • $125


  • A+

  • AAA

  • None

American Hartford Gold
American Hartford Gold

Best Gold IRA Price

Visit AHG
  • Gold & Silver IRA

  • $10,000

    $2,500 non IRA

  • $50

    $180 Admin Annually

  • Variable

  • A+

  • AA

  • Free silver worth up to $5,000 on qualifying purchases

birch gold group
Birch Gold Group

Best Customer Reviews

Visit Birch Gold
  • Gold, Silver, Platinum & Palladium

  • $10,000

    $5,000 non IRA

  • 80$

    80$ Annually

  • $100


  • A+

  • AAA

  • None

Alternatives to Money Metals Exchange

>>CLICK HERE to read our list of the top gold investing companies.<<

If Money Metals Exchange is too “expensive” for you, examine the two cheaper alternatives below:

Alternative “GoldCo”

Goldco clients obtain an IRA rollover procedure that is effortlessly incorporated with excellent guidance on ways to invest in precious metals. By brainstorming with several other economic specialists in the business, the organization can deliver several services to aid its customers.

Goldco similarly possesses a buyback policy, where clients can trade their investments back to the corporation if they wish to.  With their quick and understandable IRA layout, customers can observe their retirement conservations begin to accumulate as quickly as possible.

Alternative “Augusta Precious Metals”

Augusta Precious Metals intends for customers to retire comfortably by assisting them in including material silver and gold in their retirement conservations, which enables them to modify and teeter against the unfavorable impacts of the economy upon the fluctuating price of the dollar. Augusta Precious Metals provides silver, platinum, gold and palladium bullion packages and pre-rolled gold coins and silver coins to cater to the desires and appropriations of various species of investors.

Characteristics of the Better Business Bureau A+ Rating that compelled investors to employ their services include compliance with Business Consumer Alliance, no coercive sales tactics, price assurance on every top-quality coin, they specialize in 100% silver and gold, and a special, unrestricted one-on-one academic webinar, with customers possessing exclusive custody of their stakes.

Augusta Precious Metals promote the corporation's contributions following prevailing facts while assuring customers receive a good process and a retirement free of pressure.

How to invest in Money Metals Exchange

Utilizing its online trading procedure, investing in metals from the Money Metals Exchange is simple, safe, and quick. Below the "Buy Silver" caption on their website's interface, you can see all available products for investment at any allotted time. 

Immediately after you select a commodity you wish to acquire, click on the blue button tagged "Add to Cart" for that specified product of your choice.

After including all you need into your cart and revising your order if you wish to, click on the blue button tagged "Check Out" on the top right-wing compartment of your screen.

You will be required to sign up for an account or sign in and input all your shipping and billing data.

The entire procedure takes approximately ten (1) minutes to finalize. After successfully placing your order, anticipate delivery to your depository within 1 to 5 days, depending on your location.

Assuming a problem occurs during your purchase, contact their customer service representatives or send them a mail, but be aware that you may need to pay return shipping cost depending on your situation.

Do We Recommend Money Metals Exchange?

Although there is no perfect precious metals enterprise, we have discovered in this Money Metals exchange review that Money Metals Exchange is real. You may discover different alternatives that give you fairer bargains. Still, it depends on your choice and satisfaction with such a company.

The company exhibits live rates of precious metals, enabling investors to determine what to purchase. Furthermore, they possess comprehensive bullion-applicable content, market research resources, and a rather transparent procedure for acquiring coins.

With over a decade of experience and little criticism, they are a reputable and sufficiently established corporation.

Our Verdict : 3/5

goldco precious metals IRA

$25,000 Minimum Investment

Get up to 10% Back in FREE Silver


Money Metals Exchange's FAQs

What is the minimum investment for Money Metals Exchange Precious Metals Gold IRA?

The minimum investment for Money Metals Exchange Precious Metals Gold IRA is 10,000 dollars.

What type of metals should I have with my Money Metals Exchange Gold IRA?

Your choice of precious metals is up to you. You can choose to have gold, platinum, silver, palladium precious metals or even copper and rhodium metals in your Money Metals Exchange Gold IRA. However, you should invest in diversified metals.

When would I be qualified for the Money Metals Exchange Gold IRA distributions?

Currently, to qualify for the Money Metals Exchange IRA distribution, the minimum age is 59 and a half.

Is there a buyback program for Money Metals Exchange Gold IRA?

Yes. Money Metals Exchange provides you with an accurate and updated rate than any custodian could give.

What storage options do I have with Money Metals Exchange?

Money Metal Exchange provides storage options including; Delaware depository, International depository service group, Dakota depository, CNT depository, and Loomis international.

Why would I need a custodian to handle precious metals in my Money Metals Exchange Gold IRA?

Specialized custodians are required to handle the precious metal because self-directed IRAs give room to investment beyond publicly traded assets like bonds, funds and stocks.

Who is the custodian of Money Metals Exchange Precious Metals Gold IRA?

The custodian of Money Metals Exchange precious metals gold IRA is New Direction Trust company.

How long will it take to roll over my IRA to the Money Metals Exchange's Precious metals gold IRA?

Rollover your IRA to the Money Metals Exchange precious metals gold IRA may take at least one day and at most an average of two weeks if any accidents occur.